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(Benefits Continued)
Insurance Documentation
Provide required documentation of ownership and value:
In the event of a loss due to fire, theft, burglary or other catastrophe, your insurance company will try to be helpful and cooperative, but they won’t hand you a blank check. It’s up to you to document your losses. Just think how difficult it would be to recall from memory everything you own. An inventory with details, video and digital pictures will provide the required documentation to prove ownership and value of your possessions.
Evaluate your personal property coverage:
Taking inventory will also help you to evaluate whether or not you have enough personal property coverage. For example, do you know what your sub-limits are for jewelry or art within your policy? Your inventory also helps you to identify property that should be “scheduled” on your policy. It gives you a valuable tool for discussing your insurance needs with your agent, and helps you to make informed decisions about your insurance coverage.
Settle claims accurately and promptly:
Insurance companies recommend that you have an inventory. Each year, people lose thousands of dollars worth of belongings through fire, theft or other disasters. Fortunately, many of those loses are insured, but when it comes time to fill out claim forms many things are overlooked if there is no inventory. Having an up-to-date home inventory will help you get your insurance claim settled faster and will give you the documentation you need to verify losses for your income tax return.
Maximize your insurance dollars:
The cost of the inventory is truly minimal relative to the greater amount you will recover with good records in the event of a loss. You pay your insurance premiums each year. Let us help you create the records you need to maximize your insurance dollars in the event you need to make a claim.
Insurance Documentation
Provide required documentation of ownership and value:
In the event of a loss due to fire, theft, burglary or other catastrophe, your insurance company will try to be helpful and cooperative, but they won’t hand you a blank check. It’s up to you to document your losses. Just think how difficult it would be to recall from memory everything you own. An inventory with details, video and digital pictures will provide the required documentation to prove ownership and value of your possessions.
Evaluate your personal property coverage:
Taking inventory will also help you to evaluate whether or not you have enough personal property coverage. For example, do you know what your sub-limits are for jewelry or art within your policy? Your inventory also helps you to identify property that should be “scheduled” on your policy. It gives you a valuable tool for discussing your insurance needs with your agent, and helps you to make informed decisions about your insurance coverage.
Settle claims accurately and promptly:
Insurance companies recommend that you have an inventory. Each year, people lose thousands of dollars worth of belongings through fire, theft or other disasters. Fortunately, many of those loses are insured, but when it comes time to fill out claim forms many things are overlooked if there is no inventory. Having an up-to-date home inventory will help you get your insurance claim settled faster and will give you the documentation you need to verify losses for your income tax return.
Maximize your insurance dollars:
The cost of the inventory is truly minimal relative to the greater amount you will recover with good records in the event of a loss. You pay your insurance premiums each year. Let us help you create the records you need to maximize your insurance dollars in the event you need to make a claim.
Call Now: 515-650-7311